The idea of using periodontic procedures like gum grafting to create a more aesthetically pleasing smile can be an appealing one. But how will you fit the treatments you want into your budget? Your first thought might be to use your dental insurance, but is that really an option? Here’s what you can generally expect from your dental insurance company when it comes to cosmetic procedures.
Does Dental Insurance Include Coverage for Cosmetic Periodontics?
Dental insurance is intended to help pay for services that help prevent or treat oral health issues. For example, scaling and root planing for gum disease are covered under most insurance plans by around 50%.
However, cosmetic procedures are usually classified as “elective” – in other words, they are treatments that you have performed by choice rather than out of necessity. Most of the time, dental insurance will not pay for elective treatments. Therefore, purely cosmetic periodontic services typically won’t be included under your insurance benefits.
Are There Any Exceptions?
Sometimes a procedure that is used to improve the aesthetics of your smile might be covered by dental insurance if it also addresses oral health in some way. For example, crown lengthening that is only performed to change the appearance of your gumline probably won’t be eligible for insurance coverage; however, your plan is more likely to pay for the treatment if it’s necessary to have a dental crown placed.
Remember, every dental insurance company is different, and coverage can vary from plan to plan. Even if you don’t think a given procedure is covered by dental insurance, it never hurts to double-check.
Are There Other Ways to Make Cosmetic Periodontics More Affordable?
Even if your dental insurance can’t help, you can still look for other ways to make paying for cosmetic periodontics easier. It’s worth checking with your periodontist to see what solutions they can offer.
In many cases, financing is a viable option. Many practices accept CareCredit, a well-known and reliable third-party financier. CareCredit lets you choose a payment plan that allows you to cover the cost of care in smaller installments rather than all at once. You can qualify for one of several plans, each of which has a low interest rate (and some even have no interest).
Is Cosmetic Periodontics Worth the Cost?
The cost of a cosmetic treatment for your gums can give you pause, but in many cases, it’s an investment that you’ll be happy you made. By reshaping your gumline or getting rid of gum tissue you don’t need, you can give yourself a balanced-looking grin that you can be proud to show off. It’s therefore well worth taking the time to figure out the best way to make cosmetic periodontics affordable.
About the Practice
At Pioneer Periodontics & Implant Dentistry, we have several expert periodontists who are dedicated to bringing Lincoln patients high-quality specialty care. We offer a number of procedures that can be used to enhance your smile, including crown lengthening, gum grafting, and periodontal plastic surgery. To learn more about these treatments or to schedule a consultation at our office, visit our website or call (402) 483-7631.